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We recommend that you take the time to download and read Privacy Crisis. It's an ebook (electronic book) that shows you how to prevent identity theft. Click here to check it out now. No recurring fees - once you have the book you'll have good knowledge of how the system works, and you'll feel more comfortable knowing how to keep your identity safe and protected.
Are you seeing charge attempts on your credit card statement from blizzard ent*wow sub and clickandbuy.com (London based online payment provider)? We just recently had these show up on one of our business credit cards, and after online access to our account was denied we called in and our credit card company informed us that they suspected these were unauthorized charges. In particular, due to the small amount ($1), they appear to be charge attempts - that is, if the $1 charge had gone through, the perpetrator would then proceed to charge larger amounts, knowing that they could successfully charge the card.
There's a number of ways credit card fraud can occur, not the least of which is identity theft, where someone gets a hold of the right combination of personal information necessary to pose as you. Personal information subject to identity theft and fraud includes your name, address, phone number, bank and credit card numbers, social security number, etc. However, in this case we feel the charges were executed by random number generators. You'll notice that not all charging systems are secure - they don't all check for the same information - ie. name, number, expiration date, and security code. If any one of these items is missing, the transaction's level of security decreases significantly.
In this event, and in other reported events we've come across since researching this issue, it appears that all that is necessary in some instances is correctly guessing your credit card number. The blizzard ent*wow sub appears to be from Blizzard Entertainment, developer of the popular World of Warcraft computer game franchise. In the online version of the game, customers are able to purchase subscriptions. The clickandbuy.com could be attached to any vendor that uses Click and Buy's online payment system. These include but are not limited to Apple iTunes, Skype, msn, T-Online, Electronic Arts, Meetic, Playboy, SanDisk, Yamaha, UNICEF and more.
If you are visiting this page because you have charges similar to these on your statement that you don't recognize, call your credit card company and put a hold on your card immediately, if you or they have not already done so, and have them send you a new card. In our case our credit card company recognized the clickandbuy.com charge as potential fraud (but not the blizzard one). When our account access was denied, we called in and answered security questions to a fraud prevention agent that was able to answer our questions and help us track down the problem. Fortunately, a hold was placed on our card automatically when the clickandbuy.com charge was attempted, and no further charges were allowed. Unfortunately, not all credit card companies have the same security measures in place. We asked how many of these incidents they receive and they said 5-6 per day. That means these charges are being attempted constantly, and odds are your card will be hit with one sooner or later. Call your company and make sure identity theft and fraud prevention procedures are in place now.
There's tons of services out there that offer "identity theft" protection programs for recurring monthly fees. But if you know what you're doing you don't necessarily need all those extra cost services. After all, why should you have to pay more to protect something that should be protected by the company that is in control of your information in the first place?
We recommend that you take the time to download and read Privacy Crisis. It's an ebook (electronic book) that shows you how to prevent identity theft. Click here to check it out now. No recurring fees - once you have the book you'll have good knowledge of how the system works, and you'll feel more comfortable knowing how to keep your identity safe and protected.
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Preventing credit card fraud
Installing anti-spyware software can help reduce credit card fraud by keeping your local data safe. I found one of the best Anti spy ware software to be spybot's search and destroy.
Fraudulent use of Macy's Visa Card
I am receiving bills from Blizzard ent*wowsub in the amount of $14.99 on my Macy's Visa card. This usage of my card is unauthorized!!
I want to have an a card
I want to have a card to pay meetic.
Charge on Debit Card bill
I have a charge for $77.94 from ent*wow sub blizzard.com How do I get them to stop?
Issue a new credit card
When we had this happen to our card, we had to contact our credit card company, have them cancel our card and issue a new one. It appears that someone has obtained your credit card number, or at least, has managed to guess it and open an online gaming account (that's what blizzard.com is).
Unathorized wihdrawals
How can you demand that blizzard.com refund you the money?
Contact your bank
In most cases, including ours, you can't. But your bank should be able to issue you a new card and a refund for unauthorized charges.
My bank is investigating a charge from ent wow
There is a $14.00 charge on my bank card account that was definitely not authorized by me! I know nothing about this website and have never ordered anything from you! I got this address from my bank. They will be conducting a full investigation into this matter. The $14.99 charge will be credited back to my account, because I did not authorize this charge whatsoever!!
Frustrating
I understand your frustration, we went through the same ordeal, which is why we wrote this article alerting people to the issue. As far as we discerned, the best you can do is dispute the charge with your bank - they should credit your account and send you a new card.
The charge is most likely made by someone misusing your card - or possibly having gained unauthorized access to your card number, such as with a card generator. It's a shame that this is such a frequently recurring problem.
fraud
I have multiple charges on my account from Blizzard ent wow sub. How do I get them to stop and retrieve my money?
Contact your bank
Have your bank cancel your card and issue you a new one. They should also refund the fraudulent charges.
Sites accepting credit cards
Every site that says they accept credit cards are not doing you a favor. They're just trying to get you hooked on their services (like Blizzard does with their games) and make you pay a monthly fee, even if you stopped playing. You have to contact them and let them know you're done.
Thanks for the warning
Thanks for the warning. I haven't given too much thought to this as far as online payment processing goes. We should have access to a blacklisted agents database. Unfortunately, most of us don't have the time to research this and end up being overcharged on credit cards.
Fraud stopped
Very useful information. Thank you so much. I was charged $135 through click and buy but luckily, an agent from the fraud control dept of my bank called me, stopped the transaction, and also blocked my card.
CC fraud
Interesting that credit card companies used to offer "virtual" credit card numbers, that would only be good for a single use, to protect from fraud during online transactions.
I believe Visa still has such an option. But it appears that now card companies (at least mine - Chase) simply guarantees against any frauduluent activities because they're so rampant.
What I want to know is how do people get the card #'s if I'm so careful to protect them? There's no change they're guessing correctly using a random number generator is there? If that is the case, maybe card companies need to make longer numbers.
clickandbuy.com scam
www.clickandbuy.com took out £2.99 for a feeler,then two days later took a further £24.99,and now (I've just been alerted) another £24.99. All of course without permission. Will I be refunded by my bank? sy
Contact your bank
Make sure you contact your bank, alert them to the fraud, and then have them issue you a new card. It appears someone else is currently in possession of your credit card details and is using them fraudulently.
hit 3 times by cc fraud
I've been hit 3 times and did not realize but my card company is blocking and re-issuing me a new card. I don't no yet if i get my money back or not. It was £5.00 then two lots of £25.00. I get £55.00 a week to live on - what trash they are.
fraudulent charges on my acct
ENT blizzard, wow blizzard.com
209. accrued POS from my acct.
anyone want to file a civil action lawsuit against this co? I'm in. also happened to a co-worker i just discovered today!
Blizzard entertainment
Make sure it is not someone in your family, that is playing online games using your card without your knowing. The game cost $14.99 per month to remain activated. To stop this, you have to log on and cancel the account payment (depends on who controls the account, if you can find the person, let him/her cancel recurring payments).
clickandbuy london charge?
Each month our credit card has an amount of around $7 with transaction details listed as 'www.clickandbuy.com london gbr gbr'.
Can you please advise what this could possibly be???
See article
Read our article above.
another hit with the - .clickandbuy.com london gbr
I have just noticed that my credit card is also being hit with $7 a fortnight. The only time that I have used my card on line, is when I purchased a 1 month access to mussy monsters on line. This is the only time I have used my card, without going through Paypal. So somehow these predators have managed to obtain my info through this I am sure. I know that I will be at the bank first thing tomorrow morning canceling my card.
unauthorized withdrawals
£4.95 has been debited on or around 29th of each month from my bank
account. I have not authorized these withdrawals and demand that they stop immediately, as of today.
I look forward to hearing from you that this action has taken place.
Contact your bank
Those charges are not from us (any charge from us appears as "Contract Web Development, Inc." on your statement). You found us because we wrote an article about credit card fraud addressing this issue (see the article above).
We recommend you contact your bank and initiate a fraud claim. They should refund the funds and issue you a new card.
More clickandbuy fraud
I am informing you that I have had $7.27 debited from my business credit card under the name of Mrs [privacy filter] (Lithgow Laser Clinic) in Australia from "www.Clickandbuy.Com London GBR. I sent you an email last week but have not had a response yet. I will be pursuing further action through the legal system if I do not receive information regarding this debit.
See above
Please see our response above. We wrote this article to help bring awareness to this issue - but are people actually reading it?
blizzard statement
I am receiving charges on my credit card from BLIZZARD ENT WOW SUB and I have no idea why they are there. Could you enlighten me?
Charges:
10/29 2 times $41.97
10/29 4 times $ 1.00
10/29 1 time $14.99
I want these removed immediately since I do not know what they are for.
Thank you.
See article
Read the article above please.
Hienas
3 withdrawals posted to my account for $14.99 each. Stop this immediately.
Contact your bank
We wish we could stop it, but since we didn't originate the charge, we can't. We're only trying to help by informing people of how to address and resolve this issue. Contact your bank for help.
Another victim here
I just found a small charge $7.11 on my Australian Bank credit card from clickandbuy. After reading a few sites like this it is clear some fraudsters have managed to breach the secure payments system. I have alerted the bank. Thank you for publishing information about these scams.
Thanks God that I never had
Thanks God that I never had this kind of fraud. But thank you so much for the information regarding this.
Thanks Erskine,
Free Games Website
Small charges
I have also had a similar experience - 3 separate charges of around $8 each charged to clickandbuy.com in the UK. I am based in New Zealand so clearly fraudulent. My bank has refunded the charges and will issue me a new card.
Click and buy
I just found out it is a charge from moshi monsters that i had forgotton about , thought i signed up for one month but it was for recurring payments, not fraud! Maybe your kids are using your card???
blizzard ent wow
The blizzard ent wow is a subscription for the online game World of Warcraft. The monthly gaming fee is $14.99 USD. Make sure none of your kids have access to your credit cards and are playing the game at the moment.
FRAUD: Click and buy $1,257.21 charge
First of all thank you for the article, it was very useful for me.
Yesterday I was charged $1,257.21 from clickandbuy and $1 from Paypal.
Whenever I use my credit card I receive a message from my bank to my mobile phone, that´s how I found out these charges.
As soon as I read it I called the credit card service to report it and to cancel the credit card. The bank was already closed so I had to wait until the next day.
Before going there I had to write down a letter explaining the facts. Then I went to my bank, explained these things and they told me that there were 5 attempts of charging me higher amounts but all of them were canceled. I was given a report of this charges by the bank, then I had to go to the police to lodge a complaint.
Once I had done it, I came back to the bank to give them this report and the credit card in order to be sent all together to the bank main office or wherever this kind of things are sent.
The bank immediately gave me back the money. I decided to cancel the credit cards I had.
I used two credit cards, the one that I always used to buy in the internet (never had any problem). And another one which I almost never use (and it was the one being forged). I haven´t used that credit card in almost a year,only once used in the internet (a secure page of books) I never use pages of games, gambling, dates, porn or something like that.
My question is: how on earth could someone know my credit card number and eventually used it so easily?
From now on I double check my bank account.
Wow
Holy moly - we've heard dozens of cases of small charges, but never one as large as $1,2k. We're sorry you had to go through this. We're not sure how thieves are able to get a hold of credit card numbers from people that are as careful as yourself, but here are some general techniques we've heard they use:
The list goes on and on. There's no point beating yourself up over it, as you can see how many people are affected by credit card fraud. The card companies, issuing banks, etc. are aware of this, hence there is usually no penalty. We imagine they account for credit card fraud losses in their profit and loss figures.
Clickandbuy.com NY
I was looking at my Credit Card transactions, from the 11th of this month, and Clickandbuy.com charged around 13 dollars. I have never been to the website until now. I need to call my bank.
Click and Buy
Thanks for your posting. This has happened to me. The first time the bank called and asked if I knew what these charges were. When I told them no, they canceled my card. I received a new card. I have not had it for more than two weeks when they did it again. The only thing I purchased with this card was to update my Netflix account with the new number. NOTHING ELSE!!
Also there is another one, fees.com. They are doing the same thing. This is either possibly associated with Netflix or a program I found on my computer called mirar. You can erase it by going to control panel, uninstall program, then scroll down and select mirar. Also it gets into the c drive. c:\windows\system32. Delete it from there as well.
Mirar also puts itself in Internet Properties. I went to Internet Properties, then clicked on the "Manage add-ons" button, then scrolled down and disable them. I did all of these because when I deleted it was still in these areas described above there.
This is the best I can pass on. This all happened today. I hope this is helpful to someone.
I had $284.00 taken from my
I had $284.00 taken from my account by Blizzard Ent WOW. I am going to file a fraud report and the bank will refund it to me in 7-10 days. The only think that frustrates me is the inconvenience this causes. I hope they get to shut these bastards down!!